25+ years of SEA level living expenses in income generating assets. But I am super OC about having a safety parachute in case it all goes down the drain.

I measure by number of months I can keep doing whatever I’m doing with zero income. That is, if all of my clients cancelled on the same day and refused to pay me anything they owe.

Six months is what I like to have. Two months makes me uncomfortable.

Always always always have enough resources to get home if shit really turns south.
That was about it for me.

That’s a great question. For me personally, it’s when I have less than 4 months living expenses in my savings. That’s just a safe threshold I like to stick to. That way, I know I have a little bit of breathing room should work slow down.

10k euros

$30k cushion in high yield savings account

good god, some of these back up numbers are insane! ranging from 3 months - to 1 year, to $70k!

I dont freelance, but i do have a steady predictable income coming in every month…so I guess my number is, as long as that monthly forecast and 2 month buffer remains the same, then im staying abroad.

I wouldn’t do it if I was net negative.

I’d say that one should start stressing out as soon as you stop putting money into your savings. I think that being a digital nomad should be a sustainable life, not a holiday.

I have a comfortable enough social safety net that I’m okay running it a bit lower depending on context (like going over the threshold to visit family for holidays or meet investment goals). Obviously, need to pay that back, but I haven’t really needed it yet either.

If I actually went negative, I have access to other money.

Right now I’m a bit low due to some delayed invoice payments from clients, a recent surgery, and flights and other costs related to the Holidays.

I wouldn’t do like a year, that seems way too much, unless your work is very unstable and you have no social safety net.

3 months is comfortable.

I have regular clients so I am lucky. I would freak out if I had nothing lined up.

I currently have 2 years worth of living in savings because it’s the requirement for my current European visa.

I think it all depends on your own personal circumstances.

6 months of living with my current expenses

My savings account goes up not down. Build a business or something that will set you up financially.

But when I was beginning, I had like $20K in savings and I would have probably been worried if it dropped below $10K

I try to keep 6 figures in various ETFs

And here I am with $1k