.I always tell everyone that Malaysia is an (almost) first world country with third world prices. This of course not only applies to cost of living, but salaries too.

you sir know what you are talking about! Love Malaysia love KL Penang all of it.

and how do you come by your info “not true”

have you worked at Bank of America, Chase, Citi, CapitalOne ?

have you tested to see if you VPN to an IP outlet in say Europe your experience at chase dot com is different?

I think like much of the people that suppose they “know” things… you probably know nothing about what you are talking about.

I believe that would not be allowed.

Banks check your IP to prevent fraud, they would detect your IP being outside country and deny it.

yeah? VPN they know about that those are usually blocked for new accounts too.

since you have documentation, and all that why not come home for Christmas and open an account here?