Hello all, I’m a US citizen living in Asia; and I haven’t returned to the US since I left more than two decades ago.

I’d like to open a US Bank account while living abroad that I can access online for basic personal finance and possible business ventures in the future. Ideally I would be able to connect a debit card and possibly get a US PayPal account, too.

What I have:

  • Original US birth certificate

  • US passport

  • Social Security number

What I don’t have:

  • A residential address in the US (or any close family whose address I can use)

  • A phone number in the US

I’m really clueless about my options for doing this and would be grateful for any tips you can offer. Thanks.

  • thekwoka@alien.top
    BEnglish
    1·
    1 year ago

    Banks check your IP to prevent fraud, they would detect your IP being outside country and deny it.

    Not true.

    Like nothing about being outside the US means you would be blocked.

    • techrmd3@alien.top
      BEnglish
      1·
      1 year ago

      and how do you come by your info “not true”

      have you worked at Bank of America, Chase, Citi, CapitalOne ?

      have you tested to see if you VPN to an IP outlet in say Europe your experience at chase dot com is different?

      I think like much of the people that suppose they “know” things… you probably know nothing about what you are talking about.

      • thekwoka@alien.top
        BEnglish
        1·
        1 year ago

        how do you come by your info “not true”

        I’ve literally connected to my Chase account from many countries. My address on my Chase account isn’t in the US, I’ve had Chase ship replacement cards to me in 5 different countries.

        I’ve opened new accounts when outside the country.

        I think like much of the people that suppose they “know” things… you probably know nothing about what you are talking about.

        Okay, how do you “know” it is true?