I usually just buy my bank’s travel insurance (ING - they supply it from Nationale Nederlanden). I saw Allianz gives you 50k medical coverage plus some other stuff for 67$ for two weeks

Travel insurance. That’s what I do every time I go back to the US for a week or two. Usually it’s 20-30€ per week and covers all your standard emergencies

Cars, highways, crazy christians, lack of a functional healthcare system, lack of public transit, polarized two party politics, tipping culture, 40k tuition…

NL makes you give up foreign passports upon becoming a citizen, but if you already have one you can get away with adding a US passport and simply not using it in NL. There are plenty of benefits to an EU passport and tbh as someone with both I find the EU much more valuable. Primary one being the ability to move freely, study, and work anywhere in the Union. If you ever plan on adopting it opens the door to easily studying abroad should they inherit EU citizenship (and EU universities are free vs the tens of thousands a single year costs in the US).