It’s so hard to find information about this so I’d really appreciate it if you could let this question get visibility. 🙏
I’m not a us citizen or resident. Hsbc left US for retail so I gotta find a new credit card WITHOUT foreign transaction fees
My investment accounts are in the US so I want to have a US BASED card.
Any suggestions? Maybe fintech companies are offering something I can open remotely? I’d really appreciate your tips.
Extra details: At hsbc, they first closed my checking account when they exited US retail. I kept my credit card. Then they replaced my credit card with a premier one. Then they closed that one too. — I have accounts at some US high street banks but they don’t offer what I need afaik. I applied for a popular travel card over the phone, got rejected. — I don’t have SSN. I was a US resident, but never a tax resident. — banks have my old US address and/or new non-US address on file. — Debit card might work too but credit card feels much safer: I might buy a very expensive flight ticket due to an emergency. I’d be safe from scammers and scammy businesses.
Adding my fico score in case it’s useful. https://i.redd.it/how-does-this-work-v0-d9nl7mhf562c1.jpg?s=5ee22b14bf033f38ca389e6226398e41f8883c0f
Would a debit card work?
I use mercury IO and amex platinum, however both cards are buisness cards, I opened both with my ein number and are completely tied to my US LLC.
Mercury requires 50k in my account at all times but my cc has no fx fees 0 annual fee and 0% interest