I’m in Britain and I really hate the eyelashes, fillers and makeup here for young girls sometimes and the intense pressure I see everywhere to get them. Poor girlies.
I’m in Britain and I really hate the eyelashes, fillers and makeup here for young girls sometimes and the intense pressure I see everywhere to get them. Poor girlies.
Behavior of banks in Denmark and how it doesn’t make Danes mad. Maybe it does, not sure. In order to open a bank account you almost go through a job interview and on top of that they charge you account fee while they’re using your money for their benefits. Never seen this before as a long time expat.
Can’t you use online European banks like Starling, Monzo, etc?
I’ve been using Revolut for a long time but they also force you to automatic bill payments via Danish banks so at some point you have to have one I believe.
I’m shocked. That really is terrible and it stinks of corruption. We would literally take to the streets in the USA if banks colluded and decided to institute an account fee.
Yet you accept huge overdraft fees per transaction done i such a way that the client pays as much as possible to the bank.
Automatic overdraft can be easily disabled by calling the bank or going online.
Yep good old days in US, they were begging me to get a credit card, bonuses, rewards etc. here there’s nothing and you have to pay :)
I am in the US. Citi bank and Chase both have monthly account fees. I am sure there are others as well these are just a few I have had experience with.
It’s less common in the US now, but when I opened my first checking account post college, there was a small monthly fee. This was pre-2008 crash, so maybe that was outlawed around then?
I’m old enough to remember when all, or almost all, banks in the US did have banking fees on accounts. Currently it depends on the type of account and whether the bank calls it a fee or account charge.
As to overdraft fee’s, check and see if you can opt out of overdraft. You’ll need to keep a close eye on funds, but you can potentially save a fair bit of money in the long run.
I was shocked when I moved to Canada and there were account fees, had to pay for cheque books.
Do Danes use credit cards? I just visited a friend recently in Aalborg and she had no idea what a credit card was or how it works…
Same in NL although the basic fee is under 5€ at least per month.
This is the same in Germany
Yeah I wouldn’t surprise. At least we don’t have paper bureaucracy here :)
The “Job interview” part is probably because of eu legislation. Banks are responsible for who has accounts with them and what they do with those accounts. So the result is a shopping list of ridiculous questions so they can tick the box of safety checked our new customer. Is it effective? Lol. No. Duh. Yes, I am planning to funnel money to a terrorist organisation from this account, said nobody ever.
Except that there are EU countries where you just fill in an online form.
I don’t think that is the case, it doesn’t happen as standard around the EU