Oh god mentioning you’ve traveled = snobby is such a thing in the US. Ironically it’s always among people who are absolutely affluent enough to have done the same. All of my friends with Disneyland annual passes think I’m a snob for having been to countries where a hotel room costs $10/night.

It’s less common in the US now, but when I opened my first checking account post college, there was a small monthly fee. This was pre-2008 crash, so maybe that was outlawed around then?