If you have an AmEx in the UK they’ll open a US account for you after you move based on your existing relationship and new US income, but only after you move
Initially you’ll have zero credit and no one will touch you, but you’ll be able to get a secured credit card with a couple hundred dollar limit
Put groceries/coffee on each card, wait for the statement then pay it off in full
Give it a year and you’ll have a credit score that’s enough for a mortgage
FYI - Some banks will write a mortgage based on your overseas credit score for someone in this situation but the fees/rates will be very high compared to a domestic bank.
If you have an AmEx in the UK they’ll open a US account for you after you move based on your existing relationship and new US income, but only after you move
Initially you’ll have zero credit and no one will touch you, but you’ll be able to get a secured credit card with a couple hundred dollar limit
Put groceries/coffee on each card, wait for the statement then pay it off in full
Give it a year and you’ll have a credit score that’s enough for a mortgage
FYI - Some banks will write a mortgage based on your overseas credit score for someone in this situation but the fees/rates will be very high compared to a domestic bank.