Did you set up any measures in case all your stuff was lost / stolen / destroyed and did you ever have to use them?
I have 2 phones and credit cards in different bags, and felt safe with that. But recently, while leaving Managua airport in a bit of a sketchy Taxi, I became aware of just how screwed I’d be if I got robbed with all my luggage on me.
Losing my stuff would suck, but I’d also have no way to get new money, freeze my bank account or even just contact my accommodation…
Just like Kevin Gates, I got two phones.
I now use Authy for my 2fa as it can supposedly be recovered from the cloud.
Backup all essential data on the cloud.
Some body commented don’t be poor. I usually dislike this sentiment on this sub, but they are totally right in this context. You really need to have some sort of emergency fund. You also need to be realistic about the prices you’ll pay when you don’t have the luxury of shopping things out/access to the first world. Your devices are going to break. Sometimes you get some warning, often you don’t.
I always leave at least one debit card in my apartment (as in not on my person). I specify debit card as somebody/I could send me a large amount of money that I could access where credit cards are more limited. As many have mentioned, travel days leave you exposed. Try to be vigilant and mitigate when you can.
Being organized on travel days is also helpful. My passport only leaves my front pocket for security, airline staff, and immigration. All of my cards and cash are never in the same place. Give yourself extra time for traveling. This will almost definitely mean getting less sleep at some point, even if you can afford optimal flights. Something something mistakes happen when you rush.